Thursday, July 14, 2011

Please Help Me! I Just Lost My Job and Can't Afford . . .

I've lost track of how many times I've heard that phrase.  Despite what the government keeps saying, I'm not convinced that we're better off now compared to before.  Many individuals & families remain devastated by the recent economic downturn.  As a result, they've lost their health (and dental) insurance, including medication coverage.  Luckily, there are options for those down on their luck.

A list of free or low cost medical clinics can be found at
http://www.freemedicalcamps.com/.  This listing includes free dental clinics, too.  Federally funded health centers can be found at http://findahealthcenter.hrsa.gov/Search_HCC.aspx.  These facilities are mandated to care for you, even if you don't have any health insurance.  Instead, you're asked to pay what you can afford, based upon your income.

By the way, guess who provides the vast majority of care at all these clinics?  Family docs!  Tell your Congressperson that we need more funding to train more family docs, especially if they intend to expand the number covered by insurance.  It doesn't do any good to give more people insurance if you don't have enough physicians to care for them.

Many older, generic medications are available for $4/mo or $10/90d and can be found at many big box chains, chief among them KrogerTarget and WalMart.

As much as we tend to malign Big Pharma, they do make an attempt to assist those who cannot afford their new & branded medications.  You can search for those drugs that aren't available generically at 

Of course, you're then left with expensive lab tests.  Never pay retail for anything.  Check out some of these (lower cost) options


Good luck!

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